With PanteraPay, your customers decide how they want to pay. When they choose to pay by credit card, the invoice includes your service fee plus the credit card fee (usually around 4-5%). This fee is passed onto the customer, so you receive the full payment without deductions.

Your customers can choose to pay via:

• Credit Card: They pay the full invoice amount, including applicable fees.

• ACH*, Cash, or Check: They receive a 4-5% discount on the total invoice amount. (*If ACH, you only pay a set fee, typically $2.00 per transaction)

Customers who pay with ACH, cash, or check receive a 4-5% discount on their invoice. This not only saves them money but also helps them avoid high credit card interest rates.

Yes! Regardless of the payment method your customer chooses, your business will receive the full amount for your services. (*If ACH, you only pay a set fee, typically $2.00 per transaction)

Customers can pay directly from the invoice sent to them via email or text, making the process simple and convenient.

• No more absorbing merchant fees—your business gets paid in full.

• Encourages customers to use cost-effective payment methods.

• Provides a seamless and flexible payment experience.

• Introducing a simple, two-step process to get your business up and running with PanteraPay – no matter the size! 

• Just fill out your business details, answer a few questions about your business principals, and provide the banking information where you'd like your funds deposited. After a quick verification, you'll be welcomed into the PanteraPay app and onboarding page.

• Next, easily set up your custom invoices, company, and customer information, along with the line items you want programmed into the system. And just like that, you're ready to go! Start sending invoices, accepting credit card payments, and most importantly, free up your time by ditching the paperwork. It's that easy!

• Discover PanteraPay: The Easiest Way to Get Paid, With No Credit Card Fees for You!

  Are you tired of losing money to credit card fees? With PanteraPay, you can accept payments with NO Credit Card fees on your end – and it’s easier than you think!

  Here’s the best part: Your customers choose how they want to pay. Whether it’s via credit card, ACH, check or even cash, the decision is entirely in their hands. When they pay by credit card, your invoice will include a small service fee (typically around 4-5%), which is passed on to the customer – not you. That means you get paid in full for your services, without having to absorb expensive merchant credit card fees. (Small fee may apply for ACH) 

  But wait, there’s more! If your customer opts to pay with cash, check, or ACH, they’ll get a 4-5% discount on their invoice. That’s right – PanteraPay makes it easy for your customers to save money and helps them avoid those pesky credit card interest rates.

  With PanteraPay, everyone wins: your customers save, and you get paid in full. It’s the smart, simple way to handle payments – and your customers will love it!
  
  DUAL PRICING EXPLAINED AND SAMPLE

• Dual pricing is a strategy where a company offers two different prices for the same product or service based on the payment method chosen by the customer. Here's how it works at PanteraPay when a company sends a bill with two prices:

• Price Without Credit Card Fees: This is the base price of the product or service, which applies if the customer pays using cash, check, or Automated Clearing House (ACH) transfer. (Only if a customer uses ACH, a $2.00 flat fee will apply to Company, not to the Customer) As you can deduce, this price does not include any additional fees associated with credit card processing to customer.

• Price With Credit Card Fees: This price includes the base price plus an additional set percentage to cover ALL of the credit card processing fees involved. On this sample the percentage is set at 4-5% of the total transaction amount. This price applies if the customer chooses to pay using any credit card.

• Example:

• Base Price: $100  If paid by cash, check or ACH.

• (Only if customer uses ACH a $2.00 flat fee will apply to Company not to Customer)

• Credit Card Price: $105 (if paid by credit card, assuming a 4-5% fee)

• Invoice Layout:

• Item Description: Service/Product Name

• Base Price: $100

• Credit Card Price: $105

• Customer Choice:

• The customer can choose to pay the base price by using cash, check, or ACH.

• Alternatively, the customer can choose to pay the higher price that includes the credit card processing fee if they prefer to use a credit card.

• Benefits:

• For the Business: This strategy helps businesses offset the costs associated with credit card processing fees, which can add up over time.

• For the Customer: Customers have the flexibility to choose their preferred payment method and are aware of the cost implications upfront.

• Implementation:

• Businesses need to clearly communicate the dual pricing structure to customers, both on the invoice and at the point of sale.

• It's important to ensure that the dual pricing model complies with any applicable laws and regulations, as well as card network guidelines.