Terms & Conditions
Terms and Conditions Effective Date: December 2024
1. Introduction Welcome to Pantera Pay. These some of our Terms and Conditions ("Terms") govern your use of our invoicing, billing, and credit card billing services ("Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Services.
2. Use of Services
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Eligibility: You must be at least 18 years old and have the legal capacity to enter into a binding contract to use our Services.
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Account Registration: You must create an account to access our Services. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
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Prohibited Activities: You agree not to use our Services for any unlawful or prohibited activities, including but not limited to fraud, money laundering, or the sale of illegal goods or services.
3. Payment and Fees
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Service Fees: We charge fees for the use of our Services. The applicable fees are outlined on our website and are subject to change at our discretion.
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Payment Terms: All payments are due in accordance with the payment terms specified on our website. You agree to pay all fees and charges incurred in connection with your use of our Services.
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Refunds: All fees are non-refundable unless otherwise specified in our refund policy.
4. User Content
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Ownership: You retain ownership of any content you upload or create using our Services ("User Content").
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License: By uploading or creating User Content, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and distribute your User Content for the purpose of providing our Services.
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Responsibility: You are solely responsible for the accuracy, legality, and appropriateness of your User Content.
5. Data Privacy
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Collection and Use: We collect and use your personal information in accordance with our Privacy Policy, which is incorporated by reference into these Terms.
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Data Security: We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure.
6. Intellectual Property
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Ownership: We own all intellectual property rights in our Services, including but not limited to trademarks, logos, and software. You may not use our intellectual property without our prior written consent.
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Third-Party Content: Our Services may include content provided by third parties. We do not endorse or assume any responsibility for third-party content.
7. Limitation of Liability
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Disclaimer: Our Services are provided "as is" and "as available" without any warranties of any kind, either express or implied.
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Limitation: To the maximum extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising out of or in connection with your use of our Services.
8. Indemnification You agree to indemnify, defend, and hold us harmless from any claims, liabilities, damages, losses, and expenses, including legal fees, arising out of or in connection with your use of our Services or your violation of these Terms.
9. Changes to Terms We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on our website. Your continued use of our Services after the changes become effective constitutes your acceptance of the new Terms.
10. Governing Law These Terms are governed by and construed in accordance with the laws of The United States of America, without regard to its conflict of law principles.

CREDIT CARD 60-DAY TRIAL INFORMATION
*CREDIT CARD 60-DAY TRIAL INFORMATION *For the first 60 days, you’ll have full access to all of PanteraPay's "ALL INCLUSIVE" features—no strings attached! (A one-time $30.00 setup fee and a credit card are required for this charge). During setup, our support team will reach out to guide you through everything, including answering any questions, customizing your page, uploading your logo, adding customers, and much more. Rest assured, we’re here to help and will support you every step of the way.
At the end of your 60-day trial, you’ll be given the option to keep your current credit card on file or update your payment information to continue your recurring monthly membership and enjoy uninterrupted access to all of PanteraPay's "ALL INCLUSIVE" services. (You can cancel at any time).
As your trial nears its end, we’ll send you a notification email, and our customer service team will also reach out to ensure your service continues without interruption and to offer any assistance you may need.
By opting for the “Start Free Trial” feature, I agree to Pantera Pay Terms and Policies. I understand that Pantera Pay Staff may contact us, by email, SMS and phone using our information provided. Message & data rates may vary. You may opt out at anytime.
Business Regulations
by SIC Code
These contractors specialize in the installation, maintenance, and repair of electrical systems in residential, commercial, and industrial settings. They ensure that electrical systems are safe, functional, and up to code. Electrical contractors work with a variety of clients, including homeowners, businesses, and government agencies. They may work on new construction projects, remodels, or repairs. Lots of individuals and companies with or without a license may fall under this code and are not limited to the samples given below. (Feel Free to contact us if you have any questions)
Businesses under SIC Code 1731, which includes electrical contractors, must adhere to various regulations depending on your State or jurisdiction. Here are some sample regulations (May or may not apply to you)
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Licensing and Permits: Electrical contractors must obtain the necessary licenses and permits to operate legally. This includes a general business license and specific licenses for electrical work.
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Building Codes and Standards: Compliance with local and national electrical codes and standards is crucial. This ensures that electrical systems are safe, functional, and up to code.
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Environmental Regulations: Proper disposal of hazardous materials, such as old wiring and electrical components, is required to comply with environmental regulations.
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Labor Laws: Businesses must comply with state and federal labor laws, including minimum wage requirements, workers' compensation, and occupational safety standards.
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Taxation: Electrical contractors are required to pay state and federal taxes, including sales tax on services provided and corporate income tax.
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Zoning Laws: Compliance with local zoning laws is necessary to ensure that the business operates in an area designated for commercial activities.
For more detailed information, you can refer to your State Regulated Industries Guide.
The SIC Code 0780 refers to landscape and horticultural services. This includes a variety of services such as landscape counseling and planning, lawn and garden services, and ornamental shrub and tree services.
. These services are essential for maintaining and enhancing the beauty of outdoor spaces in residential, commercial, and public areas. Lots of individuals and companies with or without a license may fall under this code and are not limited to the samples given below. (Feel free to contact us if you have any questions)
Businesses under SIC Code 0780, which includes landscape and horticultural services, must adhere to various regulations depending of your State or Jurisdiction. Here are some sample key regulations: (May or May not Apply to you)
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Licensing and Permits: Businesses must obtain the necessary licenses and permits to operate legally. This may include a general business license, as well as specific permits for landscaping and horticultural activities.
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Environmental Regulations: Compliance with environmental regulations is crucial. This includes proper disposal of waste, use of pesticides and fertilizers, and adherence to water usage restrictions.
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Labor Laws: Businesses must comply with state and federal labor laws, including minimum wage requirements, workers' compensation, and occupational safety standards.
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Taxation: Businesses are required to pay state and federal taxes, including sales tax on services provided and corporate income tax.
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Zoning Laws: Compliance with local zoning laws is necessary to ensure that the business operates in an area designated for commercial activities.
For more detailed information, you can refer to your State Regulated Industries Guide.
The SIC Code 1711 refers to Plumbing, Heating, and Air-Conditioning. This category includes special trade contractors primarily engaged in plumbing, heating, air-conditioning, and similar work. It also covers sheet metal work performed by plumbing, heating, and air-conditioning contractors in conjunction with the installation of plumbing, heating, and air-conditioning equipment. Lots of individuals and companies with or without a license may fall under this code and are not limited to the samples given below. (Feel free to contact us if you have any questions)
Businesses under SIC Code 1711, which includes Plumbing, Heating, and Air-Conditioning contractors, must adhere to various regulations depending on your State or Jurisdiction. Here are some sample key regulations (May or may not apply to you)
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Licensing and Permits: Contractors must obtain the necessary licenses and permits to operate legally. This includes a general business license and specific licenses for plumbing, heating, and air-conditioning work.
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Building Codes and Standards: Compliance with local and national building codes and standards is essential. This ensures that all work is safe, functional, and up to code.
-
Environmental Regulations: Proper disposal of hazardous materials, such as old plumbing fixtures, refrigerants, and other waste, is required to comply with environmental regulations.
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Labor Laws: Businesses must comply with state and federal labor laws, including minimum wage requirements, workers' compensation, and occupational safety standards.
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Taxation: Contractors are required to pay state and federal taxes, including sales tax on services provided and corporate income tax.
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Zoning Laws: Compliance with local zoning laws is necessary to ensure that the business operates in an area designated for commercial activities.
For more detailed information, you can refer to your State Regulated Industries Guide.
The SIC Code 1799 refers to Special Trade Contractors, Not Elsewhere Classified. This category includes contractors who perform specialized construction-related activities that are not classified under other specific categories. Lots of individuals and companies with or without a license may fall under this code and are not limited to the samples given below. (Feel free to contact us if you have any questions) Examples of services provided by these contractors include: Installation of swimming pools, Construction of fences, Demolition work, Sandblasting, Waterproofing.
Businesses under SIC Code 1799, which include Special Trade Contractors, Not Elsewhere Classified, must adhere to various regulations depending of your State or Jurisdiction. Here are some sample key regulations: (May or May not Apply to you).
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Licensing and Permits: Contractors must obtain the necessary licenses and permits to operate legally. This includes a general business license and specific licenses for the specialized trade activities they perform.
-
Building Codes and Standards: Compliance with local and national building codes and standards is essential. This ensures that all work is safe, functional, and up to code.
-
Environmental Regulations: Proper disposal of hazardous materials and waste generated during construction activities is required to comply with environmental regulations.
-
Labor Laws: Businesses must comply with state and federal labor laws, including minimum wage requirements, workers' compensation, and occupational safety standards.
-
Taxation: Contractors are required to pay state and federal taxes, including sales tax on services provided and corporate income tax.
-
Zoning Laws: Compliance with local zoning laws is necessary to ensure that the business operates in an area designated for commercial activities.
For more detailed information, you can refer to your State Regulated Industries Guide